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Easy Riddles

What bank has no money?

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Can you solve this riddle without clicking that tempting answer button?

Snowbank/Riverbank
 

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I am always in front of you, but you will never see me. What am I?
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I am the thing which everyone has, I consider myself Beautiful and Full of Joy, But the way I am treated Boy O Boy. I am mostly there but no one notices me, I try to prove my worth but nobody’s there to see. They say I Suck, that I resemble Hell, But when I am about to go then it rings their Bell. Some consider me terrible and Hard, But when I am lost they send their Regard. Many don’t realize I’ll not be there Forever, That I will return Never. But it’s already too late to say goodbyes When I flash before their eyes.

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